If you’re looking for coverage that goes above and beyond your current policies, you may be looking for umbrella insurance. This kind of policy is designed to pick up where other policies leave off, to increase the maximum benefits and protection levels offered by your insurance. If you live in or around the Muskegon, MI area, Janis-Shunta Insurance can help you find the policy you need for security and peace of mind. There are a lot of great things an umbrella policy can do. For example, there are important areas where it can extend coverage that may be needed. Here are five of those areas to carefully consider when looking for an umbrella policy:

1. Your home, if a claim goes beyond your homeowner’s policy.

2. Your car, if an incident extends beyond your scope of coverage.

3. Your boat, if its current coverage limits aren’t enough.

4. Your rental units, if you need strong liability coverage.

5. Circumstances not handled by other policies, such as slander, libel, and false arrest.

If you’re in or near the Muskegon, MI area, Janis-Shunta Insurance can help you find the right umbrella insurance policy for your needs. Not everyone needs or wants the same type of policy, but it’s very important to understand what works for your goals and situation. Then you can make an informed decision about your policy. Whether you have significant assets and want higher levels of protection, you’re a public figure who needs something beyond typical policies, or you’re just interested in making sure everything you have is thoroughly covered, we can help.

Reach out to us today, and we’ll work with you to find the right type and level of coverage for your situation and future goals. You don’t have to settle for worry about your protection level when you have us on your side.