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Janis-Shunta Insurance Blog

What to Ask Your Agent About Updating Your Auto Policy

If you live in the Muskegon, MI, area and want to update your auto insurance policy, Janis-Shunta Insurance can help. We understand the importance of quality auto coverage and know that the proper updates can significantly improve protection and peace of mind. Asking the right questions can help ensure you get the best policy updates for your needs.

Do I Need to Add a Driver?

If you have a new teen driver in your home or someone has moved in with you, adding them to your policy is important. This is also true if you got married or experienced other life changes, which means there are different drivers in your home now. It’s important to ensure they’re covered if they drive your car.

Should I Change My Coverage Limits?

Another good reason to get an update is to adjust your coverage limits. You may want to increase them for added protection or decrease them on an older vehicle that has not been driven much. It’s entirely up to you if your coverage meets state minimum requirements and any lender requirements if your car is financed.

How Often Do I Need an Update?

You should generally review and update your auto policy once per year, or anytime you have a change in your household. That includes moving, adding a driver, changing vehicles, or other significant adjustments that could affect your policy. If you’re not sure whether a life change needs an update, asking your agent for their advice is the right choice.

Where Can I Go for Help?

Contact us at Janis-Shunta Insurance today if you’re in the Muskegon, MI area and looking for an auto insurance update. We’re here to help you make the proper updates to your polic so you can confidently drive.