Many businesses in Michigan, particularly those in the travel and tourism industry, require recreational policy coverage. This includes businesses in Muskegon, MI, such as private parks, boat rental companies, lakefront toy rentals, tour guide firms, and many others. While recreational insurance is often associated with personal motorized toys, Janis-Shunta Insurance also provides it for businesses. If your hotel, motel, or resort rents out vehicles or uses them for business purposes, you need this type of policy.
Understanding Recreational Insurance for Businesses
Which local businesses in Muskegon, MI, need recreational insurance? Any business that rents out vehicles for land or water use. A recreational policy covers the following types of vehicles:
- Bicycles
- Mopeds
- Jet skis
- Seadoos
- Boats
- All-terrain vehicles (ATVs)
- Snowmobiles
- Other forms of transport
This policy protects against loss if equipment is stolen or totaled and covers repair costs if the vehicle is damaged. However, a recreational policy does not include liability coverage, so you’ll need to maintain separate coverage for that. We can help you add a recreational insurance policy to your commercial insurance package.
Contact Us to Create Your Policy
Contact us at Janis-Shunta Insurance to find out which pieces of your equipment can be protected under a recreational policy. Let us help you safeguard your bottom line with insurance that protects you from financial loss due to damage to your rented vehicles. Don’t let the cost of replacing a damaged snowmobile or jet ski eat into your profits. Let your insurance policy handle the replacement. Contact us today to get your policy started.