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Janis-Shunta Insurance Blog

Can Not Properly Maintaintaining Your Car Affect Your Insurance?

If you don’t properly maintain your car, a minor issue can turn into a huge problem that can affect your ability to commute back and forth to work. You may not have realized it, but not servicing your car and addressing issues as needed can affect your car insurance as well. At Janis-Shunta Insurance, serving Muskegon, MI and the surrounding region, we can help get the insurance required by law and protect you from incidents, whether caused by you not maintaining your car,  negligence, or various other problems.  

Accidents Caused by Car Malfunctions

Let’s say you didn’t maintain your car properly. You end up getting into an accident because your car stopped in the middle of the highway. This could lead to an accident that’s deemed your fault. Once you have an accident, it’s possible for your insurance to go up. This is just one example of an issue that could occur and lead to an accident if you don’t properly maintain your vehicle. 

Laws Regarding Car Maintenance

Although laws vary from state to state, you often have to take care of certain issues on your vehicle or you’re at risk for getting in trouble with the law. You could find yourself having to pay a higher insurance premium if you get caught, especially multiple times, for not taking care of your vehicle. 

Moving to Another State 

If you move to another state, you may need to get your car inspected. If you can’t afford to make the necessary repairs, you could find yourself in legal trouble if you continue driving your car without an up-to-date inspection, which could end up raising your insurance. 

Get a quote by contacting Janis-Shunta Insurance, serving Muskegon, MI and the nearby region, by calling us at 231-737-0000 or 231-744-0400.