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Janis-Shunta Insurance Blog

How Condo Insurance Works

With the many risks that exist when you own a condo, it’s important to be protected with condo insurance. This type of policy comes with several different kinds of coverage rolled into one policy. These types of coverage will help you to be well-protected in the event of a damaging incident. When you need condo insurance, give us a call at Janis-Shunta Insurance in Muskegon, MI.

Covering Your Condo

Part of the coverage that you get in condo insurance is coverage for the dwelling. This covers the parts of your condo that you own. There are many areas of it that you don’t own, such as the outside portion of the outer walls. Sometimes, you don’t own the inside portions of the exterior walls. When you get your condo insurance, it will be for your unique condo. It will protect it against a wide range of damaging events that can require expensive repairs. 

Protecting Your Belongings

Another type of protection that condo insurance gives you is coverage for all of your belongings inside the condo. Your items, when added all together, are highly valuable, and you need the protection given by condo insurance for them. When an event destroys your belongings, your condo policy can pay for them to all be replaced so that you aren’t left without anything. 

Liability Protection

You are also protected against liability when you have condo insurance. Someone who becomes injured in an accident while on your property may have medical bills that you’re liable for. With condo insurance, those medical bills and other expenses get paid. 

Protect Yourself With Condo Insurance

When you own a condo and need to protect it, give us a call at Janis-Shunta Insurance in Muskegon, MI to discuss condo insurance.